We will beat any offers or you will get $1,000

(Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia and Wisconsin properties only)

Terms and conditions

Aferdita Rica

Loan Officer

Bio: My name is Aferdita and I am here to help you any time you may need my help to achieve your goal of home ownership. As your trusted loan officer, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Please don’t hesitate to reach out to me using the direct contact information located on this page. I appreciate your business and look forward to working with you to purchase your dream home.

NMLS#: 2314764

License states: Florida, Michigan

Spoken Language: English, Albanian, Italian

My reviews on Google

Working with Aferdita was an outstanding experience from start to finish. She took the time to clearly explain every step of the loan process, answered all my questions promptly, and made what could have been a stressful situation feel smooth and manageable. Aferdita was not only efficient, but also genuinely cared about helping me find the best loan option for my needs and also secured one of the best interest rates I could find, saving me money both now and in the long run. She went above and beyond to ensure everything was completed on time, and I always felt like I was in good hands. I highly recommend Aferdita to anyone looking for a trustworthy and capable loan professional who delivers results and puts your needs first. I couldn’t be happier with the service I received!

I can’t say enough about Aferida. She is very knowledgeable and really cares about her clients. She went beyond what was asked of her and answered all the questions. I CANT BELIEVE HOW MUCH MONEY SHE SAVED. If you are looking for a someone who really put your needs first she is the ONE.

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Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

12432+

(Avg. 5.0) Google Reviews

1828+

Loan officers

Licensed states

What makes us different?

Lenders

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Loan Factory

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Other brokers

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

218 Lenders in our Platform

Michigan Mutual, Inc. (MiMutual Mortgage)

Paramount Residential Mortgage Group, Inc.

Gold Star Mortgage Financial Group, Corporation

Lead Plus Wholesale Lending/ Summit Funding

Dunmor Lending for Residential Transition Loans

Sun West Mortgage Co Wholesale - Reverse

FundingEdge, LTD - Referral Private, Commercial, Land, Non QM

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